J.J. is a Vice President for MOSAIC.  He has been a tax consultant for Carr & Associates, assisting high net worth clients with a wide range of tax issues, worked on client engagements with Goldman Sachs Ayco Personal Financial Management, worked in the family office of a former S&P 500 company, and spent 5 years working for a few of the Big 4 accounting firms where he acquired his audit and tax experience. J.J. graduated from the West Virginia University College of Business and Economics with a Bachelor of Science in Business Administration in Accounting. He became a Certified Public Accountant in 2000.